Our team

Professional, courteous, and independent on your behalf.

• Peter E. Nipoti

  President / Branch Manager

  Peter E. Nipoti is the President and co-owner of PEN Associates, Inc., a financial services holding company based in Portland, Oregon. In addition, he is President of two subsidiary insurance companies and is associated as a registered securities principal with First Allied Securities, Inc. of San Diego, California, holding the requisite FINRA licenses.

  Mr. Nipoti majored in accounting and business management at Pace College and City College of New York. He completed the Management Development Program at the Hartford Graduate Center, and graduated from the Business and Banking school at Cornell University, New York. He began his career at Chase Manhattan Bank Trust Division in 1959.

  Since that time, Peter has actively managed substantial fiduciary and securities activities for major financial institutions. During the last 40 years he has held senior management positions at Hartford Trust Company of New York, Corestates Financial Corporation Fiduciary and Securities Services Group, Banc One Securities Corp., Marketing One Securities, Inc./Marketing One, Inc., and United Life and Annuity, to name a few.

  Peter Nipoti's extensive experience in the financial services arena has provided him with an in-depth knowledge of the trust, insurance and securities industries. This includes most aspects affecting estate planning, retirement planning, college planning, mutual funds, stocks/bonds, and fixed and variable annuities. He is certified as a Retirement Counselor and Retirement Administrator and is a member of the Financial Planning Association and the International Foundation for Retirement Education.

  As President of PEN Associates, and Branch Manager for First Allied Securities, Peter oversees the day-to-day management of the holding company, and two insurance companies licensed and registered to do business in 24 states. He heads a team of professionals with over 100 years of combined experience in financial services.

  Peter and his wife Lillian reside in Portland Oregon.

• Lillian Nipoti

  Chief Financial Officer

  Lillian R. Nipoti is the joint owner and Chief Financial Officer of PEN Associates, Inc. Lillian's duties at the firm extend within the administrative arena, and include, but are not limited to: corporate planning, human resources, benefits, bookkeeping, and liaison to the firm's CPA. Lillian's goal is to have PEN Associates and its subsidiary companies run as smoothly and efficiently as possible. She attempts to make certain no detail is overlooked in pursuing this objective.

  Lillian's eclectic background in business includes working as a paralegal with a Mergers and Acquisition team at a major Wall Street corporate law firm, being a residential real estate agent, and owning and operating a residential interior design business. She has also studied fine arts at Marylhurst University in the Portland area, and pursues her love of art through painting and printmaking.

  Together with her husband and co-owner / founder, Peter E. Nipoti, her desire to maintain the high level of professionalism and service to their clients is paramount to the success enjoyed by PEN Associates, Inc.

  In addition to her corporate work, Lillian enjoys her children and two grandsons, and visits with them whenever time permits a trip to Pennsylvania. In addition, golf is a long-time activity that has been enjoyed but never conquered.

• Jon Corazza

  Financial Consultant

  Jon Corazza is a licensed and registered Financial Consultant who has worked in the financial services industry for almost 20 years. An educator by degree and background, he brings a love of learning to help educate his clients regarding establishing goals for achieving a solid financial future.

  Prior to coming to PEN Associates, Inc, he worked as a consultant with insurance companies, assisting them with the design of their tax deferred annuities. He has evaluated thousands of annuity policies to provide his clients with the appropriate policy to help them meet their goals in regards to safety, liquidity, tax-efficiency and return on their investment. At PEN Associates, Jon has created stringent insurance screening tools to ensure that our clients receive the highest quality products from top-rated insurance carriers.

  Professionally, Jon's primary focus is assisting clients with their financial assessment and retirement planning needs. He is committed to protecting their hard-earned assets from unforeseen catastrophic events, and, also, to making sure that those same dollars are received by either clients or their heirs, with a minimum loss resulting from unnecessary taxation.

  As an Investment Advisor Representative and General Securities Sales Principal of First Allied Securities, Jon holds the FINRA Series 7, 9, 10, 63 and 65 licenses, as well as a Life, Health and Variable Annuities insurance license. CA Insurance License # 0c65637

  Jon Corazza is a dedicated family man and a long-time Portland area resident. A graduate of Oregon State University, he lives in Beaverton, Oregon with his wife, Lisa, and their four children. He is active in his local church, school chess club, Boy Scouts, and, when time permits, enjoys performing in local community vocal and theatre groups.

• Steve Stiles

  Financial Consultant

  Steven D. Stiles has been a licensed and registered financial consultant since 1982. Professionally, Steve's focus is consulting with clients (both businesses, and individuals) where his vast knowledge and experience of business management, financial planning, and risk management helps clients achieve financial stability.

  In 1982 Steve started his career with a small mutual fund sales organization. It was there that he learned the basics of a successful investment planning career, and rose to the position of Branch Manager. He then took a position with Metropolitan Life Insurance Company in 1986 to better understand the risk management aspects associated with retirement planning. While at Met Life he became an expert in insurance related products, specifically tax deferred annuities designed for retirement planning, and he quickly found a niche where he could grow his knowledge and experience to better serve those who are working towards retirement. Since then he has specialized in the annuity market, utilizing both fixed and variable annuities to complement an individual's retirement portfolio.

  Since 1989 Steve has used his knowledge as a consultant with other brokers. He called upon professionals, and taught them how the benefits of annuities could aid their clients in reaching their respective retirement goals. At PEN Associates, Inc., Steve is able to put his extensive expertise to use with relationships this firm has nationwide.

  As an Investment Advisor Representative of First Allied Securities, Steve holds the FINRA Series 7, 63 and 65 licenses, as well as a Life, Health and Variable Annuities insurance license. CA Insurance License # 0f23764

  Steve has been a past member of the Board of Directors of several companies, and is currently serving a 2 year term as the Chairman on the Board of Community Health Charities of Oregon, a local non-profit charitable organization.

  Steve resides in Portland, Oregon with his wife, Mary. When time allows, he enjoys golfing and spending time with his two grandchildren.

• Caroline Young

  Registered Sales Assistant

  Caroline Young has worked in the financial services industry for the past eighteen years. Before joining PEN Associates, Caroline was an insurance underwriter. Upon completing her FINRA Series 7 and Series 66 licenses, she was a Registered Associate for various firms in the industry. Caroline holds a BS degree in Economics from Portland State University, and a BA in Music from Marylhurst University.

  At PEN, Caroline is a licensed Registered Sales Assistant who prides herself at offering clients the kind of personalized and attentive service which hallmark the firm.

  In her spare time, Caroline enjoys supporting the performing arts and music education, and has served on the boards of several organizations, including the Lake Oswego Arts Commission, Young Musicians and Artists, and Opera Idaho.

• Janice Tompkins

  Registered Sales Assistant

  Janice Tompkins is a licensed Registered Sales Assistant who holds the FINRA Series 7 and 63 licenses. She has over twenty years experience in the financial services industry, and has worked for several firms.

  Jan's responsibilities at PEN include client service and communications, account processing and quality control.

  Jan is a native Oregonian who grew up in Portland. She attended Lewis & Clark College on an acedemic scholarship, and later graduated from the University of Oregon with honors.

  In her spare time, Jan enjoys running marathons, attending outdoor music concerts, traveling, and is a huge Ducks football fan.

• Anne Marie Nye

  Receptionist & Administrative Assistant

  Anne Marie Nye is the Receptionist and Administrative Assistant at PEN Associates. Anne Marie has over 14 years of extensive experience working in the Administrative field. Her career began as Receptionist for a Brokerage and Marketing firm, and after a short period of time she was promoted to the Retail Department Administrator at the firm, which she held for many years. Anne Marie also has experience working in the media broadcasting and Real Estate housing fields where she worked as a Sales Assistant.

  When you call PEN Associates during our business hours of 7:00 AM to 4:00 PM, Pacific Time you will always be greeted by our dedicated administrative staff headed up by Anne Marie. These individuals represent the backbone of service and responsiveness to our clients throughout the nation. They are experienced, professional, and above all courteous.

  In her spare time Anne Marie enjoys spending time with her best friend in life and their two large dogs, bicycling, and traveling to the Oregon coast with the dogs and smelling the fresh beach air. She also enjoys traveling back east and visiting her family, when her vacation time allows.